I did it! I Passed My Test

DSC_0015My Art Opening for my photography was last night.  I was so afraid that no one would look at it or like it.  My problem is confidence. But, that went away last night during the event.  I sold several pieces of photography and some postcards.  I was so happy!  Not only that but a magazine and newspaper are interest in my work.  I sure needed this. It gives incentive to try more and harder. But not over do it.

I have a tendency to overdo something like once I dabbled in  jewelry – I spend so much money on findings, beads, and other needed equipment.  I bought and bought and bought, and now, I have a box of it I’ll never use.   As with photography I needed to be careful in overspending on matting, frames, getting pictures printed – the whole shebang.  To put it bluntly I’m a compulsive buyer and that’s why I’m always broke.  I wish I had someone who could take my money and teach me wisely.  But I’ve always been that way.  If I had a dime I would spend.

I just can’t comprehend the importance of not spending.  I forget what happens if I spend that dollar unwisely. I forget to write it down, I forget my doctor appointments, and on and on.  I don’t know if I’ll ever get it.  I had many opportunities to have a lot of savings for my future.  I spent it all.

Now, how did I get from my Art Gallery opening to doctor appointments.  Go figure!

 

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Money Pit

Make My Budget!

Make My Budget!

Do you have problems maintaining your bank statement?  Have a hard time keeping up with your money?  Maybe you don’t feel it’s important.  Yes, I’m talking about me, but it could be you too.

My money is at the bottom of the pit.  I just can’t keep it.  One day it’s there the next it’s gone.   Problem #1 I don’t write down when I use the debit card, #2 I spent it without consideration of my balance in my checking account, #3 I spend it when I get it.  Part of my sickness with Bipolar is being compulsive.

I’ve talked to my family, my therapist, friends, and myself.  What can I do?  I keep praying money will appear from  somewhere.  Maybe win the lottery?  LOL!  Yesterday, a prayer was answered – I finally received my deposit from my previous landlord.  Where’s it going?  My savings account.   My goal is to try to have enough money by the end of the month.  I get one check a month, my disability check.  

I found this link How to Budget Your Money on WiKi   and it looks like an easy system to start a budget.   I started by going through this months statement and dividing what I spend in groups i.e. gas, groceries, bills, restaurants, etc.  This is an easy way to see where your money goes.  I was amazed.

Manic Spending – Out of Control!

When I  go into my manic-depressive episodes I go on a compulsive spending rampage.    The only time I realize it is when I look online at my bank statement.  Today, I looked at it.  I couldn’t believe I much I have spent since the first of the mont!.  My plan after I bought the car is to watch my money!

I only get so much a month on social security disability, and after buying a car my funds are a little limited right now.  This crunched me.  I really do forget to watch my money.  I forget how much I spend that day and even the day before.  I just ignore it assuming everything is okay.    I just hate dealing with it.   If I don’t watch my spending I’ll be in jeopardy.

I tend to go to the grocery store too much.  and I eat out a lot.   My problem is I forget how much money I have and I forget how much I’m spending.

If I can’t just make myself be more aware on my pending.